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Peer-reviewedCC BYHuman reproduction open

Cost-to-baby as a percentage of median household income predicts population-level access to ART: a global health economics analysis.

5 affiliations
  1. 1Conceivable Life Sciences, New York, NY, USA.
  2. 2Ontario Teachers Pension Plan, Toronto, ON, Canada.
  3. 3Special Situations Life Sciences and Life Sciences Innovation Fund, New York, NY, USA.
  4. 4Equal3 APC, Denver, CO, USA.
  5. 5Department of Obstetrics & Gynecology, Stanford University School of Medicine, Stanford, CA, USA.

Abstract

Study question

Does cost-to-baby, expressed as a percentage of median household income (HHI), predict population-level utilization of ART across countries?Summary answer

ART affordability follows a power-law relationship with population-level utilization (R ² = 0.77-0.84), with highest-utilization countries consistently achieving gross cost-to-baby below 100% and net out-of-pocket cost-to-baby below 50% of median HHI.What is known already

Cost has been consistently identified as a dominant barrier to ART access worldwide, and earlier cross-national work has shown that per-cycle IVF cost as a proportion of disposable income is associated with national utilization. However, no prior analysis has used the cumulative cost of achieving a live birth, normalized it to median HHI, tested a non-linear functional form, or separated gross from net (out-of-pocket) cost as independent predictors.Study design size duration

Cross-national study using secondary aggregate data from ART registries and economic/demographic agencies for reporting years 2021-2023, covering 22 countries and regions that together represent more than 95% of estimated global ART cycle volume.Participants/materials setting methods

ART cycle volumes and live births were extracted from ICMART, ESHRE EIM, CDC NASS, CARTR, HFEA, REDLARA, ANZARD, and national registries. Median after-tax disposable HHI data were sourced from the Organisation for Economic Cooperation and Development (OECD) and World Bank, while female population aged 15-49 years and total live births were obtained from the United Nations Population Division. Gross cost-to-baby was calculated as the product of mean per-cycle cost (including embryo transfer, preimplantation genetic testing weighted by national usage, and medications) and the age-weighted number of cycles required to achieve a live birth. Net out-of-pocket cost-to-baby was derived after applying published reimbursement schedules, subsidies, and tax benefits, with structured estimates where authoritative published data were unavailable. Both metrics were expressed as a percentage of median HHI. Utilization was measured as the percentage of total national live births achieved via ART and as ART births per 1000 women aged 15-49 years. Power-law (log-log) regression was fitted by ordinary least squares; a subgroup analysis was performed for women aged 38-49 years. A Monte Carlo probabilistic sensitivity analysis (10 000 iterations; Program Evaluation and Review Technique (PERT) distributions with uncertainty bands of ±5%, ±7.5%, or ±10% calibrated to data-source quality) generated 90% simulation envelopes around each baseline regression.Main results and the role of chance

Gross cost-to-baby varied more than 12-fold across countries, ranging from 66% of median HHI in Israel to 833% in Africa (excluding Egypt, Tunisia, and South Africa); net out-of-pocket cost-to-baby ranged from 13% to 825% of median HHI. Power-law regression demonstrated strong inverse relationships between affordability and utilization across all four model specifications (gross cost vs ART births per 1000 women aged 15-49 years: R ² = 0.84; net cost vs the same measure: R ² = 0.84; gross cost vs percentage of births via ART: R ² = 0.83; net cost vs percentage of births via ART: R ² = 0.77). The model-implied elasticity indicated that halving net out-of-pocket cost-to-baby is associated with a 2.67-fold increase in ART births per 1000 women of reproductive age and halving gross cost-to-baby with a 5.12-fold increase. Countries with gross cost-to-baby below 100% and net cost-to-baby below 50% of median HHI consistently achieved the highest utilization (e.g. Israel 8.7% of births via ART; South Korea 11.8%; Spain 11.7%; Japan 9.3%). The power-law relationship was preserved in women aged 38-49 years (R ² = 0.76-0.85). Monte Carlo simulation envelopes were narrow across all four models, indicating that the affordability-utilization gradient is robust to plausible variation in country-level input estimates.Limitations reasons for caution

This is a cross-national, population-level (ecological) analysis. Since it uses aggregated, country-level data, the observed associations cannot support individual-level causal inference, may be subject to ecological confounding, and reverse causation through volume-driven economies of scale cannot be excluded. Registry data are heterogeneous across countries in reporting standards, cycle definitions, and completeness. Unmeasured confounders include cultural and religious attitudes, regulatory restrictions, clinic capacity constraints, and cross-border reproductive care. Net out-of-pocket cost estimates for a subset of countries were derived through structured triangulation that included AI-assisted synthesis and should be interpreted accordingly; the Monte Carlo analysis quantifies uncertainty in the affordability metrics but holds utilization outcomes fixed. The macro-level framework cannot address within-country inequities in ART access.Wider implications of the findings

Cost-to-baby relative to median HHI offers a standardized, policy-relevant affordability metric that builds on previous per-cycle approaches. The power-law relationship implies that affordability improvements yield the greatest marginal returns in countries where costs are highest relative to income. The independent predictive value of gross and net cost-to-baby identifies two complementary policy levers: provider-side efficiency (workforce expansion, technology adoption, and care-delivery efficiencies to bring gross cost-to-baby below 100% of median HHI) and demand-side coverage (insurance mandates, subsidies, or tax incentives to bring net out-of-pocket cost below 50%). Published generational accounting analyses indicate that the lifetime fiscal return on public ART investment exceeds its cost by 2.7- to 16-fold across 11 of 12 countries studied, supporting the underlying economic case.Funding

No specific funding was received; the…

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BibTeX
@article{silvestri2026costtobaby,
  title = {{Cost-to-baby as a percentage of median household income predicts population-level access to ART: a global health economics analysis.}},
  author = {Giuseppe Silvestri and Steve Rooks and Alejandro Chavez-Badiola and Silvana Perez and Stephanie Kuku and Alan Murray and David Sable and G David Adamson},
  journal = {Human reproduction open},
  year = {2026},
  month = sep,
  doi = {10.1093/hropen/hoag084},
  url = {https://europepmc.org/article/MED/42889946},
  note = {CC BY},
}
RIS
TY  - JOUR
TI  - Cost-to-baby as a percentage of median household income predicts population-level access to ART: a global health economics analysis.
AU  - Giuseppe Silvestri
AU  - Steve Rooks
AU  - Alejandro Chavez-Badiola
AU  - Silvana Perez
AU  - Stephanie Kuku
AU  - Alan Murray
AU  - David Sable
AU  - G David Adamson
PY  - 2026
DA  - 2026/09/22
JO  - Human reproduction open
DO  - 10.1093/hropen/hoag084
UR  - https://europepmc.org/article/MED/42889946
AB  - Study question  Does cost-to-baby, expressed as a percentage of median household income (HHI), predict population-level utilization of ART across countries?Summary answer  ART affordability follows a power-law relationship with population-level utilization (R ² = 0.77-0.84), with highest-utilization countries consistently achieving gross cost-to-baby below 100% and net out-of-pocket cost-to-baby below 50% of median HHI.What is known already  Cost has been consistently identified as a dominant barrier to ART access worldwide, and earlier cross-national work has shown that per-cycle IVF cost as a proportion of disposable income is associated with national utilization. However, no prior analysis has used the cumulative cost of achieving a live birth, normalized it to median HHI, tested a non-linear functional form, or separated gross from net (out-of-pocket) cost as independent predictors.Study design size duration  Cross-national study using secondary aggregate data from ART registries and economic/demographic agencies for reporting years 2021-2023, covering 22 countries and regions that together represent more than 95% of estimated global ART cycle volume.Participants/materials setting methods  ART cycle volumes and live births were extracted from ICMART, ESHRE EIM, CDC NASS, CARTR, HFEA, REDLARA, ANZARD, and national registries. Median after-tax disposable HHI data were sourced from the Organisation for Economic Cooperation and Development (OECD) and World Bank, while female population aged 15-49 years and total live births were obtained from the United Nations Population Division. Gross cost-to-baby was calculated as the product of mean per-cycle cost (including embryo transfer, preimplantation genetic testing weighted by national usage, and medications) and the age-weighted number of cycles required to achieve a live birth. Net out-of-pocket cost-to-baby was derived after applying published reimbursement schedules, subsidies, and tax benefits, with structured estimates where authoritative published data were unavailable. Both metrics were expressed as a percentage of median HHI. Utilization was measured as the percentage of total national live births achieved via ART and as ART births per 1000 women aged 15-49 years. Power-law (log-log) regression was fitted by ordinary least squares; a subgroup analysis was performed for women aged 38-49 years. A Monte Carlo probabilistic sensitivity analysis (10 000 iterations; Program Evaluation and Review Technique (PERT) distributions with uncertainty bands of ±5%, ±7.5%, or ±10% calibrated to data-source quality) generated 90% simulation envelopes around each baseline regression.Main results and the role of chance  Gross cost-to-baby varied more than 12-fold across countries, ranging from 66% of median HHI in Israel to 833% in Africa (excluding Egypt, Tunisia, and South Africa); net out-of-pocket cost-to-baby ranged from 13% to 825% of median HHI. Power-law regression demonstrated strong inverse relationships between affordability and utilization across all four model specifications (gross cost vs ART births per 1000 women aged 15-49 years: R ² = 0.84; net cost vs the same measure: R ² = 0.84; gross cost vs percentage of births via ART: R ² = 0.83; net cost vs percentage of births via ART: R ² = 0.77). The model-implied elasticity indicated that halving net out-of-pocket cost-to-baby is associated with a 2.67-fold increase in ART births per 1000 women of reproductive age and halving gross cost-to-baby with a 5.12-fold increase. Countries with gross cost-to-baby below 100% and net cost-to-baby below 50% of median HHI consistently achieved the highest utilization (e.g. Israel 8.7% of births via ART; South Korea 11.8%; Spain 11.7%; Japan 9.3%). The power-law relationship was preserved in women aged 38-49 years (R ² = 0.76-0.85). Monte Carlo simulation envelopes were narrow across all four models, indicating that the affordability-utilization gradient is robust to plausible variation in country-level input estimates.Limitations reasons for caution  This is a cross-national, population-level (ecological) analysis. Since it uses aggregated, country-level data, the observed associations cannot support individual-level causal inference, may be subject to ecological confounding, and reverse causation through volume-driven economies of scale cannot be excluded. Registry data are heterogeneous across countries in reporting standards, cycle definitions, and completeness. Unmeasured confounders include cultural and religious attitudes, regulatory restrictions, clinic capacity constraints, and cross-border reproductive care. Net out-of-pocket cost estimates for a subset of countries were derived through structured triangulation that included AI-assisted synthesis and should be interpreted accordingly; the Monte Carlo analysis quantifies uncertainty in the affordability metrics but holds utilization outcomes fixed. The macro-level framework cannot address within-country inequities in ART access.Wider implications of the findings  Cost-to-baby relative to median HHI offers a standardized, policy-relevant affordability metric that builds on previous per-cycle approaches. The power-law relationship implies that affordability improvements yield the greatest marginal returns in countries where costs are highest relative to income. The independent predictive value of gross and net cost-to-baby identifies two complementary policy levers: provider-side efficiency (workforce expansion, technology adoption, and care-delivery efficiencies to bring gross cost-to-baby below 100% of median HHI) and demand-side coverage (insurance mandates, subsidies, or tax incentives to bring net out-of-pocket cost below 50%). Published generational accounting analyses indicate that the lifetime fiscal return on public ART investment exceeds its cost by 2.7- to 16-fold across 11 of 12 countries studied, supporting the underlying economic case.Funding  No specific funding was received; the…
SN  - 2399-3529
ER  -