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PreprintCC BY 4.0HAL

The Impact of Telework on Local Consumption Evidence from Mobile Phone and Transaction Data

Abstract

While previous studies examine the impact of telework on consumption either near residences or workplaces, the net effect on local demand remains unclear. Using high-frequency mobile phone and card transaction data from Lyon, France’s second-largest functional urban area, we identify two causal demand shocks: a 1pp increase in work-from-home presence raises local spending by 1%, and a 1pp decrease in workplace presence reduces spending by 1.3%. Aggregating these opposing effects, we find a small and statistically insignificant decline in weekday offline consumption, suggesting that most spending shifts from workplace to home. We find that working from home is associated with a moderate spatial shift of spending from urban cores to residential suburbs, and a slight sectoral reallocation from restaurants toward food retail and bars.

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BibTeX
@misc{gambuli2026impact,
  title = {{The Impact of Telework on Local Consumption Evidence from Mobile Phone and Transaction Data}},
  author = {Gabrielle Gambuli and David Bounie and Chloé Breton and Etienne Come},
  howpublished = {HAL},
  year = {2026},
  month = sep,
  url = {https://insee.hal.science/hal-05772688v1},
  note = {CC BY 4.0},
}
RIS
TY  - UNPB
TI  - The Impact of Telework on Local Consumption Evidence from Mobile Phone and Transaction Data
AU  - Gabrielle Gambuli
AU  - David Bounie
AU  - Chloé Breton
AU  - Etienne Come
PY  - 2026
DA  - 2026/09/30
PB  - HAL
UR  - https://insee.hal.science/hal-05772688v1
AB  - While previous studies examine the impact of telework on consumption either near residences or workplaces, the net effect on local demand remains unclear. Using high-frequency mobile phone and card transaction data from Lyon, France’s second-largest functional urban area, we identify two causal demand shocks: a 1pp increase in work-from-home presence raises local spending by 1%, and a 1pp decrease in workplace presence reduces spending by 1.3%. Aggregating these opposing effects, we find a small and statistically insignificant decline in weekday offline consumption, suggesting that most spending shifts from workplace to home. We find that working from home is associated with a moderate spatial shift of spending from urban cores to residential suburbs, and a slight sectoral reallocation from restaurants toward food retail and bars.
ER  -