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PreprintCC BY 4.0Zenodo

Credit Approval Drift: 0.05 Population Stability Index (PSI) vs Dynamic: 40% Fewer False

  • Arjun Desai
Open at sourcePDFDOICite

Abstract

Compare a static 0.05 PSI cutoff with dynamic baselines for 2026 credit-approval drift monitoring; test a 40% cut in false model-escalations before committing.

Independent technical note mirroring the canonical version: https://veddai.com/blog/credit-approval-drift-005-population-stability-index-psi-vs-dynamic-40-fewer-false.php

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Cite

BibTeXRIS
BibTeX
@misc{desai2026credit,
  title = {{Credit Approval Drift: 0.05 Population Stability Index (PSI) vs Dynamic: 40% Fewer False}},
  author = {Arjun Desai},
  howpublished = {Zenodo},
  year = {2026},
  month = oct,
  doi = {10.5281/zenodo.23435874},
  url = {https://zenodo.org/records/23435874},
  note = {CC BY 4.0},
}
RIS
TY  - UNPB
TI  - Credit Approval Drift: 0.05 Population Stability Index (PSI) vs Dynamic: 40% Fewer False
AU  - Arjun Desai
PY  - 2026
DA  - 2026/10/17
PB  - Zenodo
DO  - 10.5281/zenodo.23435874
UR  - https://zenodo.org/records/23435874
AB  - Compare a static 0.05 PSI cutoff with dynamic baselines for 2026 credit-approval drift monitoring; test a 40% cut in false model-escalations before committing.  Independent technical note mirroring the canonical version: https://veddai.com/blog/credit-approval-drift-005-population-stability-index-psi-vs-dynamic-40-fewer-false.php
ER  -