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Peer-reviewedCC BYScientific Reports

Hurricane exposure, structural vulnerability, and insurance gaps drive property damage after superstorm sandy

  • Sisi Meng1
  • Fan Jiang2
  • Mehrnoosh Asadi3
  • Nafisa Halim4
  • Pallab Mozumder5
5 affiliations
  1. 1Charles H. Dyson School of Applied Economics and Management, Cornell University
  2. 2Department of Digital Economics, Shanghai University of International Business and Economics
  3. 3Department of Economics, College of Saint Benedict and Saint John’s University
  4. 4Department of Global Health, Boston University
  5. 5Institute of Environment, Department Earth & Environment and Department of Economics, Florida International University
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Abstract

This study examines property damage resulting from Superstorm Sandy (2012) using a household survey conducted in affected areas across ten states in the Northeastern United States. We employ spatial econometric tools to investigate the impact of hurricane intensity and home structural characteristics on damages, as well as associated spatial dependencies. To control for hurricane severity and assess hazard exposure, we generate multiple hurricane intensity measures at the census-tract level, which provides exogenous variation for the survey data. Our analysis provides empirical evidence demonstrating that both hurricane exposure and structural vulnerabilities significantly contribute to property damage. Additionally, we find that insurance coverage plays a crucial role in mitigating losses for affected households. Our analysis also uncovers several insurance challenges, including inadequate coverage, socioeconomic disparities, and underinsurance in high-risk areas. These findings highlight the need for improved insurance policies and disaster risk reduction strategies to better protect vulnerable communities from future hurricane risks.

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Cite

BibTeXRIS
BibTeX
@article{meng2026hurricane,
  title = {{Hurricane exposure, structural vulnerability, and insurance gaps drive property damage after superstorm sandy}},
  author = {Sisi Meng and Fan Jiang and Mehrnoosh Asadi and Nafisa Halim and Pallab Mozumder},
  journal = {Scientific Reports},
  year = {2026},
  month = jul,
  doi = {10.1038/s41598-026-59652-y},
  url = {https://doi.org/10.1038/s41598-026-59652-y},
  note = {CC BY},
}
RIS
TY  - JOUR
TI  - Hurricane exposure, structural vulnerability, and insurance gaps drive property damage after superstorm sandy
AU  - Sisi Meng
AU  - Fan Jiang
AU  - Mehrnoosh Asadi
AU  - Nafisa Halim
AU  - Pallab Mozumder
PY  - 2026
DA  - 2026/07/01
JO  - Scientific Reports
DO  - 10.1038/s41598-026-59652-y
UR  - https://doi.org/10.1038/s41598-026-59652-y
AB  - This study examines property damage resulting from Superstorm Sandy (2012) using a household survey conducted in affected areas across ten states in the Northeastern United States. We employ spatial econometric tools to investigate the impact of hurricane intensity and home structural characteristics on damages, as well as associated spatial dependencies. To control for hurricane severity and assess hazard exposure, we generate multiple hurricane intensity measures at the census-tract level, which provides exogenous variation for the survey data. Our analysis provides empirical evidence demonstrating that both hurricane exposure and structural vulnerabilities significantly contribute to property damage. Additionally, we find that insurance coverage plays a crucial role in mitigating losses for affected households. Our analysis also uncovers several insurance challenges, including inadequate coverage, socioeconomic disparities, and underinsurance in high-risk areas. These findings highlight the need for improved insurance policies and disaster risk reduction strategies to better protect vulnerable communities from future hurricane risks.
SN  - 2045-2322
ER  -